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How It WorksUnderline

You're in charge, you grow

With MyHives, money stays simple, smart and shared.

1

Pick Your

Sign up, then choose a Hive that fits your goals.

Public Hives: Join forces, tackle big goals, and share bigger rewards.
Private Hives: Save with people you trust toward what matters most.
Pick Your Hive mobile interface

No long forms. No faceless approvals. Just real people building wealth, together.

2

Save &

Automate savings, secure emergencies, and watch your money multiply.

Auto-pay from €5/month or round up daily card spends

Emergency fund grows with every contribution

Smart growth through collective strength

Bee Wallet savings interface

Automate savings, secure emergencies, and watch your money multiply.

3

Year-End

Get Your Money Back

If your Hive sees few claims, you don't lose your savings like old insurance.

You get them back—plus gains. This system rewards your stability, not punishes it.

Emergency Wallet interface

Get Your Money Back

4

Keep

Use Buzz to sharpen skills and boost rewards.

Build skills that matter

Earn bonus rewards for learning

Grow with your community

Buzz learning interface

Use Buzz to sharpen skills and boost rewards.

Year-End Bonus

Few claims this year? We pay the surplus out on 31 December.

Old-school insurers keep the cash; we send it back—with extra.

People celebrating with hands up

Your Next Move?

Stop feeding systems that give nothing back.

Grab the MyHives app and put your euros to work for you.